Investment Management

We offer highly customized investment management solutions to individuals, families, trusts, and institutions. After gaining a thorough understanding of your financial goals and objectives, we design a portfolio strategy that is uniquely created for you. We create a customized portfolio designed specifically for every client; no two portfolios we manage are the same because each client we serve is unique.

The strategy we create will objectively evaluate your current holdings and will incorporate your preferences as to how your wealth is managed. We are highly experienced in building portfolios around legacy stock positions or other assets you desire to retain.

Developing an understanding of what objectives are important to you is the starting point to any engagement. This could be as simple as a basic budget or as complex as a forecast of cash flows across multiple generations.

You might be saving to fund your retirement or to send your children to college. You may also be interested in creating an estate for your heirs or you may have philanthropic intent. Whatever goals you have identified are evaluated in light of the resources available to you.

Drawn from the planning exercise, a “Statement of Work” for the financial assets under our management is memorialized via a document referred to as an “Investment Policy and Strategy Statement”. 

The creation of this document follows an intensive and highly-interactive process where we work to understand and document what you are trying to achieve with your wealth, how much risk you are comfortable with, and what preferences exist as to how your wealth is managed. The policy should and will evolve over time to capture our on-going dialogue as well with changes to your financial circumstances.

Portfolios are constructed with a keen sensitivity to your starting points and guided by the articulated policy. We work to improve the portfolio with the objective of increasing the likelihood of achieving the objectives of the plan. We also will work to intelligently locate your assets in a way that optimizes the after-tax impact of income and/or transfer taxes. Further, we are very sensitive to the costs of implementing our recommendations and will lower costs when it is prudent.

Once portfolios are implemented, we will regularly review performance of the plan relative to your objectives. An important part of the review exercise is confirming, evolving, and deepening the plan and the policy- improving our understanding of you.