Consulting and Financial Planning

For clients who do not want or need ongoing investment management services, our consulting and financial planning services are available to help you solve or manage a specific investment or financial planning issue. This could be an engagement to help you decide how much you should be saving for retirement or could be for us to make recommendations as to how to invest your 401-k or IRA. If you have an existing investment or wealth manager or work with a trustee, you might find it useful to get an independent evaluation of their work. If you do not currently work with an investment professional but would like to, we can also help you find a manager that best suits your goals, objectives, and personality.

It is also not uncommon for clients to have assets at multiple custodians, 401-k plans, IRAs, health savings accounts, annuities, banks, trustees, or other financial institutions. While there is nothing inherently wrong with having assets at multiple institutions, it can make it very difficult to obtain a global view of your assets. We believe that it is prudent to consider all your assets when deciding how best to manage your wealth. Without understanding the big picture, it is difficult to have the context to make informed decisions. To accommodate clients with assets at multiple institutions, we make available technology solutions that can provide you with timely and highly relevant information about the allocation of all your assets as well as some risk metrics on your portfolio. We can gather information from almost any provider and deliver a concise view via a simple to use web application. This is done without you having to move any of your assets. 

We can also assist you in creating an appropriate investment policy for the management of your assets which would articulate your goals and objectives, risk tolerance and any portfolio constraints or preferences. We then would be available to design a strategy consistent with the policy that you could implement yourself or engage a professional to manage. This would be delivered to you via an investment Policy and Strategy Statement which would serve as a roadmap for the management of your wealth. 

Each engagement starts with the a in-depth review of the matter at hand, understanding your objectives for the engagement, we will deliver to you a “Statement of Work” which will articulate what we are being engaged to do on your behalf and what our fee would be for the work. Our fees can set as a flat fee based upon the size, scope and complexity of the project or we are also available to bill by the hour. Whatever best suits your needs.